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44歲生三胎危險嗎,三胎生育險可以報銷嗎？

出處：媽媽育兒網 日期：2020-08-23 11:09:11 編輯：瓊瓊
導語：自從黑龍江提出三胎政策以來，不少家庭也對此很有意向，但是三胎是有一定的講究的，那么44歲生三胎危險嗎,三胎生育險可以報銷嗎？跟隨著小編一起去深入了解一下吧！

44歲生三胎危險嗎？

44歲不是生第一胎，但是44歲也屬于高齡產婦的年齡范疇了，因此44歲生三胎還是有很大危險的。因此44歲的女性這時候自身的身體條件以及子宮的孕育環(huán)境都不一樣的，不如之前第一第二胎哦。
具體原因分析如下：
1、44歲的產婦之前生產損耗了一定的身體元氣，而如果再次生產間隔的時間如果沒有超過2年，則怕身體承受不住再一次生產所要的能量與元氣。
2、44歲產婦整體的身體素質在變弱，因此年紀逐漸增大，新陳代謝變緩慢。卵巢逐漸衰老退變，產生的卵子自然老化，發(fā)生染色體畸形的機會就會增多。先天愚和畸形兒的發(fā)病率愈高。
3、44歲的產婦自然分娩的難度更大。
高齡孕婦剖宮產適應征較高，通常有90%的高齡產婦選擇剖宮產。
高齡孕婦的骨盆比較堅硬，韌帶和軟產道組織彈性較小，子宮收縮力相應減弱，容易導致產程延長，甚至難產、胎兒產傷和窒息。
建議：44歲高齡產婦生三胎的危險性還是有的，建議要生三胎之前要做好詳細的孕前檢查，全部符合要求了再孕育哦！

三胎生育險可以報銷嗎？

生第三胎社保是不可以報銷的。不過可以申請職工生育保險以獲得報銷。
職工生育保險申請方法如下：
1、申報材料
（1）《社會保險登記表》；
（2）《參加基本養(yǎng)老、工傷和生育保險人員增減表》；
（3）《企業(yè)職工基本養(yǎng)老、工傷和生育保險申報匯總表》。
2、辦理程序：
（1）用人單位持申報材料到社會勞動保險處業(yè)務大廳申報；
（2）工作人員受理申報材料，核準后蓋章返回匯總表、增減表各一份；
（3）用人單位于次月到當地地稅部門辦理繳費。

關于目前的三胎政策：

“三胎政策”是黑龍江省十二屆人大常委會第二十五次會議表決通過的《黑龍江省人民代表大會常務委員會關于修改<黑龍江省人口與計劃生育條例>的決定》中的決定。 [1]
該地方性人口與計劃生育條例，明確了除少數民族和特殊家庭之外，邊境城市人口也可以生育三胎。

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