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養(yǎng)孩子的成本有多高？國內家庭收入：排在后四檔的家庭，都不敢養(yǎng)

出處：@趙丁慶聊軍事日期：2024-07-25 14:34:51編輯：網絡收集

以前父母都想著多生點孩子，這樣以后的日子才好過，但是，隨著時代的改革，生活的變化，人們思想的轉變，這種情況早不復存在，更多的家庭開始考慮少生優(yōu)生。

其實，除了思想的轉變以外，更多的是生活的壓力，人們在要孩子之前都會進行一番思考，看看自己是不是有能力去養(yǎng)孩子。

尤其是現在的90后，本來就是最求生活質量的一代，可是卻比現在的物價壓的直不起腰，甚至還有的家庭直接考慮去當丁克，減少生活的成本。

養(yǎng)孩子的成本有多高？

有時候跟家里長輩聊天，他們會覺得，并不是現在生活成本高，也不養(yǎng)孩子的成本高，而是我們這一代人花銷太高。

當時長輩的年代里，一年賺的錢可能還沒有現在一天我們賺的錢多，但是他們卻可以養(yǎng)三、四個孩子。

確實，如果要單純只去養(yǎng)孩子而不去培養(yǎng)開銷并不大，但是又有多少人會這么做呢？

0-3歲的（嬰兒階段）光是飲食大約花費4萬左右，如果要給孩子報一個早教班，就需要在加額外加錢，大約需要6萬起。

3-6歲的（幼兒階段）教育上大約是5.5起，日常帶孩子出去玩大約0.5萬，孩子的日常生活大大約1.8萬。

7-12歲的（小學階段）學費加上日常生活、興趣補習班一共是6萬起。

13歲-18歲的（中學高中階段）學費加上日常生活費、手機等電子產品的費用、補習費。

18歲-22歲的（大學階段）學費加上日常大約15萬。

如果孩子要考研或者留學還需要花費15萬起的費用。

這些下來的總計大約62萬-197萬之間。

可以看到這并不是一筆小數目，如果家里是男孩的家庭，在這一筆巨款之外，還要給他贊結婚的錢，如果有兩個孩子，那么這個金額還得乘2。

國內家庭收入等級，排在后四檔的家庭，都不敢養(yǎng)

有人專門針對現在的家庭進行了收入研究，發(fā)現可以分為十個檔。

前五檔中，收入幾乎都在100W左右，最高的可以達到年收入5000萬，這種家庭一般都稱為“神豪”。

而我們看后五檔中，最低的年收入才5000，可以看到現在國內的貧富差距有多大。

大部分的家庭應該處于8-15W這檔，而可以看到，其實排在后四檔的家庭，只夠自己日常開銷的，養(yǎng)孩子其實是很困難的，甚至有些人都不敢去養(yǎng)。

除了養(yǎng)育孩子的錢之外，還有哪些需要考慮的開銷

上面我們只是算了養(yǎng)孩子的從開始到大學畢業(yè)的錢，其實除這個之外，還有一些隱形的消費，比如隨禮，逢年過節(jié)等等這都是一筆不小的費用，除此之外還需要考慮以下兩點。

生孩子養(yǎng)孩子的錢是一筆不小的數目，可是等孩子出生后，還要給他們打各種各樣的疫苗，如果孩子生病了還得帶他去醫(yī)院進行檢查。

包括，夫妻的身體也是一樣的，隨著年紀的增大，帶孩子本來就是一個壓力很大的活，因此還要把身體健康的錢算里。

國內全職家庭主婦是非常少的，一般女性在生完孩子后，為了給孩子賺奶粉錢，需要立馬投入到工作中去，那么寶媽上班的這段時間里由誰來帶孩子呢？是長輩還是雇人，不管怎么樣都是需要給錢。

暖心小貼士

生活的壓力只有成年人才知道，成年人的崩潰也只在一瞬間。

由于每個人的生活觀念不同，生活標準以及養(yǎng)娃的成本也有很大的區(qū)別，不過，每位父母都希望自己的孩子可以得到良好的教育，不落后其它人，但是在教育孩子之前，一定要愛惜自己的身體。

今日話題：你們家養(yǎng)孩子的費用大嗎？

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